Southern Insurance Associates
by AJaye Brown on Nov 30, 2015
If you hire household help, you will need to get the appropriate insurance coverage. The type of coverage depends on the nature of the employee’s position.
If you need a nurse, physical therapist, cook or other professional to work in your home, you may decide to contract with a business that provides these types of workers.
If you occasionally hire a babysitter to take care of your children or a young person in your neighborhood to rake leaves or clean the garage, you should talk to your insurance professional.
If you hire someone to work in your home on a permanent, regularly scheduled basis, you should consider purchasing a workers compensation policy for this person. This provides coverage for medical care and physical rehabilitation for an employee who is injured on the job and for lost wages if the employee is severely hurt and no longer able to work. It also provides death benefits.
If the person working for you is going to drive your car to pick up groceries or take an aging parent to the doctor, make sure that your insurance company knows about the additional driver.
Call Southern Insurance Associates, LLC in La Fayette, GA to discuss your insurance risk & needs at 706-996-8788 or Info [at] SouthernInsuranceAssociates [dot] com. Call us; we're happy to help!
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Southern Insurance Associates
408 N. Main Street
La Fayette, GA 30728
706-996-8788
9AM - 5PM Mon - Fri