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Southern Insurance Associates

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Tips for Buying a Safe Car

Jan 5 2018 You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone).... more

How to Lower Your Auto Insurance Bill

Nov 3 2017 It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad... more

Teen Driving Safety

Mar 3 2017 Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car... more

Car Shopping With Safety in Mind

Feb 3 2017 You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,... more

7 Driving Habits That Are Bad for Your Car

Jan 6 2017 No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,... more

How to Deal With Road Rage

Sep 2 2016 Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations... more

Navigate Rainy Roadways With Care

Apr 1 2016 It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after... more

What to Do After a Car Accident in Winter

Feb 5 2016 Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to... more

How to Avoid Animal-Vehicle Collisions

Jan 8 2016 About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S.... more

The Right Tires for Winter Driving

Jan 9 2015 It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the... more

8 facts about credit cards and car rental insurance

Aug 8 2014 Many credit cards offer car rental collision coverage as a perk. But what exactly is covered? - It's summertime, and peak season for vacationers and car rentals. Even though most standard auto insurance... more

Filing an Auto Insurance Claim: 5 Steps

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Car Depreciation: How Much Have You Lost?

Jul 28 2014 When people buy homes, they purchase them with the expectation that the value will rise over time, building equity. This is not the case with cars. These expensive purchases lose value over time, and the rate of loss... more

Do You Need Commercial Vehicle Insurance?

Jul 15 2014 In some cases, it is obvious that you need a commercial vehicle policy. For example, if you have a delivery service, limousine service, or a restaurant that delivers food, you know for certain that your business takes... more

Who Needs Commercial Vehicle Insurance?

Jul 14 2014 Freight companies and other businesses that use commercial trucks Independent contractors who drive during the course of doing business Any business that makes deliveries or transports goods Limo services, taxi... more

Do You Own a Classic Car of the Future?

Jun 3 2013 There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting... more

Tips for Preparing for Your Holiday Driving Trip

Nov 1 2012 Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in La... more

When the Kids Head for College, Put “Insurance 101" on Your Class List

Sep 5 2012 It's an exciting time when your child heads off to college. Whether they're attending school in Georgia or have moved all the way across the country, there were a ton of things to get done last month, but did you... more

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Southern Insurance Associates
408 N. Main Street
La Fayette, GA 30728

9AM - 5PM Mon - Fri