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Vacation Tips: 5 Things To Do Before Leaving Town

Nov 9 2014 Before leaving for your home, there are some tips for protecting your home and belongings from theft or burglary while you are away. Burglars sometimes take advantage of empty homes to steal valuable property. In... more

8 Home Security Tips You Never Thought Of

Jul 31 2014 Your home is your sanctuary. It is a place where fond memories are made and relaxing evenings are spent after a busy day. Your home is a safe haven where you and your family most feel at ease. If your home is under-... more

Someone Fell off My Horse. Can They Sue Me?

Jul 30 2014 Whether you own one horse or ten, chances are you've been asked by a friend or visitor to let them ride. While this seems like a friendly gesture, you may be opening yourself up to a potential lawsuit. Horses are... more

The Pentagon Has a Zombie Apocalypse Plan. Here’s One for You.

Jul 29 2014 Did you ever stop and think what might happen if the Zombie Apocalypse actually occurred? How would you protect your family? What would be left, if anything, when it was all over? The Pentagon has a plan in place,... more

One Popular Childhood Prank Burns a Home to the Ground

Jul 27 2014 If you've got teens in your life, it could happen to you. You wake up early in the morning and shuffle out to the porch, only to find your yard, trees, hedges, and rooftop covered in snowy white toilet paper. Add a... more

Is That Covered by Home Insurance? 5 Surprising Facts

Jul 25 2014 Home insurance policies are designed to protect your personal property and provide reimbursement in the event of damage or loss. Yet, when a claim is filed, many people are surprised to find certain items are... more

What Does Homeowners Insurance Cover?

Jul 24 2014 Broadly speaking, insurance covers you for potential loss resulting from risks such as burglary or theft, severe storms, fire and also your personal liability. The specific risks you may face as a home owner could... more

Irrecoverable Property Loss? The IRS Could Be Your Friend

Jul 10 2014 Having been through a total loss personally, owner of Southern Insurance Associates, LLC of LaFayette, GA, AJaye Brown knows a thing or two about the claims process. Even though we are big fans of insurance and its... more

Notable Omissions/Limitations in Your Home Insurance Policy

Jul 8 2014 Do you know what types of losses your home insurance policy will cover? Perhaps more important, do you know what types of commonly occurring losses it will not cover? Knowing the limitations in your policy is the first... more

New Development, New Flood Risk

Jul 4 2014 Floods are often associated with rivers and streams overrunning their banks, or with heavy rains from hurricanes and other major storms, and while those are very real hazards, the reality is that flooding can be caused... more

Fourth of July Fireworks: Beautiful, Patriotic… and Dangerous

Jul 2 2014 According to the US Consumer Product Safety Commission, 60% of all fireworks injuries occur around July 4th. While these loud bursts of light and color add flair to celebrations, it should be remembered that fireworks... more

Condos: Easy Living, Tough Insurance

Jun 29 2014 Do you own a condominium? To you, condo ownership may represent a feasible way to home ownership. Or maybe it represents a second residence in some exotic location you like to visit. Or maybe it's an investment to... more

What You Need to Know About Shady Home Contractors, Remodeling & Hiring Day Laborers

Jun 27 2014 Ah, summertime, and the living is easy. Perfect for sitting in the shade out back with a cold drink. You may even decide this is the perfect time to finally add that deck, enlarge the patio for cookouts, or put in that... more

DOGS & INSURANCE: The bite is worse than the bark

Jun 25 2014 You don't have to search far to find a story about the numerous dog bite incidents that happen in the country each year. While our cuddly companions are often considered a member of the family, they may not be as... more

COLLEGE BOUND

Jun 12 2014 After a long day of work, you check the mailbox and see the letter your family has been waiting to receive for weeks. The letter is from one of the colleges your child has applied for, and it feels heavier than the... more

When Things go BOOM in the Night - Fireworks Safety

Jul 1 2013 For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in... more

Make Sure Your Holidays Stay Happy … and Safe

Dec 3 2012 You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Southern Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays... more



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La Fayette
408 N. Main Street
La Fayette, GA 30728

Ringgold
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Ringgold, Georgia 30736

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