- Four of the ten most costly hurricanes to hit the United States caused insured property damage in Georgia: Hurricane Katrina in 2005; Hurricane Ivan in 2004, Hurricane Hugo in 1989, and Hurricane Frances in 2004.
- Georgia has a residual market plan that acts as a market of last resort for residential and commercial property insurance in the state. The plan had 28,681 policies in 2012, including habitational and business policies. Exposure to loss under the plan was $3.6 billion in 2012. The Georgia FAIR Plan had 27,508 policies with an exposure of $3.5 billion in fiscal year 2011.
- There were 96,847 flood insurance policies in Georgia in 2012. Standard homeowners policies typically do not cover flood damage. Flood insurance is covered by the National Flood Insurance Program.
- The insured value of properties in coastal areas of Georgia totaled $106.7 billion in 2013, accounting for 6 percent of the state’s total insured property exposure, according to an analysis by AIR Worldwide.