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Southern Insurance Associates Blog

All You Ever Wanted to Know About Insurance

Minimum Coverage, Maximum Risk

Ian carried state minimum for personal auto liability insurance thinking that it was plenty. But when he accidentally struck Jackie, an aircraft mechanic, on her bike, they both would find out how costly this choice would be. Jackie suffered serious injuries and even though she was not at fault for the accident, she got a massive hospital bill. Ian's minimum coverage was quickly exhausted and Jackie was left with the debt. Unable to work and wit...hout compensation for lost wages, she was forced to declare bankruptcy.

Claim: $650,000


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