Friday, June 3, 2022
You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order...
Friday, May 6, 2022
Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...
Friday, April 1, 2022
Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While...
Friday, March 4, 2022
You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from,...
Friday, February 25, 2022
When it comes to buying insurance for yourself or your business, options are important. You’ll want coverage that is personalized to meet your specific needs, which is why even the biggest DIY fans work with agents to...
Friday, February 4, 2022
If you're like most people, you like to keep your home at a comfortable temperature throughout the year. However, running your heater or air conditioner constantly uses a lot of energy, and your electric and gas bills...
Friday, January 7, 2022
Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...
Friday, December 3, 2021
Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom...
Friday, November 5, 2021
No one likes to think about the possibility of a fire in their home, but this is one situation where it definitely pays to be prepared. This is especially true if you have children or pets in your home. Read on to learn...
Friday, October 1, 2021
Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...
Friday, September 3, 2021
When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...
Friday, August 6, 2021
More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...
Friday, July 2, 2021
Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...
Friday, June 4, 2021
In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,...
Friday, May 7, 2021
Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...
Friday, April 2, 2021
Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...
Friday, March 5, 2021
Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...
Friday, February 5, 2021
If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...
Thursday, January 21, 2021
Many consumers have faced rapidly escalating insurance premiums on their homeowners insurance during the last few years. In some cases, consumers have experienced difficulty in procuring insurance, particularly people...
Thursday, January 14, 2021
Wedding Insurance: A Savvy Purchase? With spring approaching, many wedding plans are in their initial stages. Most weddings proceed without any major problems or interruptions. However, this pleasant scenario does not...
Friday, January 8, 2021
It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...
Thursday, January 7, 2021
A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason why you treasure a piece of fine jewelry is a reason why it should be insured. However,...
Friday, December 4, 2020
Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...
Thursday, November 19, 2020
Need help finding affordable health insurance options? Whether it be helping you get all of the plan-savings you're entitled to with the Health Insurance Marketplace or connecting you to one of the new emerging...
Friday, November 6, 2020
Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...
Friday, October 2, 2020
We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...
Friday, September 4, 2020
What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...
Friday, August 7, 2020
Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...
Friday, July 10, 2020
It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...
Friday, June 5, 2020
Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...
Friday, May 1, 2020
A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...
Friday, April 3, 2020
Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...
Friday, March 6, 2020
Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...
Friday, February 7, 2020
Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...
Friday, January 3, 2020
If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...
Friday, December 6, 2019
The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...
Friday, November 1, 2019
Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...
Friday, October 4, 2019
Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not...
Friday, September 6, 2019
Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...
Friday, August 2, 2019
There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...
Friday, July 12, 2019
Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated. You...
Friday, June 7, 2019
With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...
Thursday, May 30, 2019
Friday, May 3, 2019
April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...
Friday, April 5, 2019
Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...
Wednesday, March 27, 2019
Wednesday, March 20, 2019
Household burglaries have been steadily declining in the past few decades, but they’re still one of the most common serious crimes in the United States. In 2017 alone, over 2.5 million burglaries were reported....
Wednesday, March 6, 2019
Depending on where you live, certain types of emergencies are more common. Hurricanes plague the Atlantic and Gulf Coasts, blizzards strike the northern states, and earthquakes shake up the West Coast. Some natural...
Friday, March 1, 2019
Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...
Friday, February 1, 2019
Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...
Friday, January 4, 2019
Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....
Friday, December 7, 2018
You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...
Friday, November 2, 2018
Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...
Friday, October 5, 2018
Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...
Friday, September 7, 2018
For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...
Friday, August 3, 2018
Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...
Tuesday, July 10, 2018
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Friday, July 6, 2018
If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...
Thursday, July 5, 2018
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Tuesday, June 26, 2018
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Friday, June 1, 2018
Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...
Friday, May 4, 2018
As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...
Friday, April 6, 2018
You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...
Friday, March 2, 2018
Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...
Thursday, February 15, 2018
Pet Health Insurance offered through Safeco Pet insurance is a fast-growing market that helps ensure your fur babies get the quality care they need, from routine checkups to emergency services. Hartville offers well-...
Thursday, February 15, 2018
Dishwasher not sounding so good? Ask us about a home warranty from American Home Shield® that helps protect your budget when you need to get it fixed.About Home Warranty, Provided by AHS: A home warranty is a service...
Thursday, February 15, 2018
The Young Professional award is a nominated position for someone who is working to make his or her community and/or business a better place. Winner is voted on by the Walker County Chamber Board of Directors. As the...
Friday, February 2, 2018
A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...
Friday, January 5, 2018
You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....
Friday, December 1, 2017
From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...
Wednesday, November 15, 2017
Quick way to know what a personal umbrella really does!Contact us today at Southern Insurance Associates at 706-996-8788 or Info [at] SouthernInsuranceAssociates [dot] com to discuss your personal umbrella insurance...
Tuesday, November 14, 2017
Ashley and her BFF were heading out to meet their college friends for dinner, but they couldn't remember what time they were suppose to meet. Ashley sent a quick to check. With her eyes on her phone instead of the road,...
Friday, November 3, 2017
It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...
Friday, November 3, 2017
An umbrella offers a cushion of protection above and beyond auto limits by covering lost wages, pain and suffering, emotional distress, essential medical care, co-pays and deductibles - and it costs just a tiny fraction...
Thursday, November 2, 2017
Ian carried state minimum for personal auto liability insurance thinking that it was plenty. But when he accidentally struck Jackie, an aircraft mechanic, on her bike, they both would find out how costly this choice...
Monday, October 30, 2017
Parents Liable for Halloween Prank Zack found leftover Fourth of July fireworks in the garage just in time for Halloween. He couldn't wait to tell his friend, Fletcher. While their parents were soundly asleep, the pair...
Thursday, October 26, 2017
We all know the dangers that lurk around swimming pools and encourage our insureds to do their very best to protect themselves and their loved ones. Sadly, even with the recommended safety precautions, like proper...
Thursday, October 26, 2017
On average, twice as many children are killed while walking on Halloween. Today is the day to share the dangers of the road - and its drivers - excess UM/UIM, a smart option that can be added quickly and easily. REAL...
Thursday, October 26, 2017
Early in 2015, Caitlyn Jenner was involved in a fatal multi-vehicle that resulted in two lawsuits against her: one for wrongful death by the family of the woman who died in the crash, and a second lawsuit for property...
Tuesday, October 24, 2017
HALLOWEEN SAFETY: It’s a night of fun for kids and adults in LaFayette. But a number of factors including people walking in the dark, the threat of bad weather and strangers coming to our door mean that Halloween can...
Friday, October 6, 2017
One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...
Friday, September 8, 2017
That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...
Friday, August 4, 2017
As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...
Friday, July 7, 2017
Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...
Friday, June 2, 2017
Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...
Friday, May 5, 2017
Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...
Friday, April 7, 2017
In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...
Thursday, March 30, 2017
Tuesday, March 21, 2017
The number of new vehicles sold is at a record high. The cost to repair new vehicle technology, even in a small fender-bender, is just one of many reasons why insurance carriers are paying out more in auto claims than...
Friday, March 3, 2017
Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...
Wednesday, March 1, 2017
4 reasons to add water backup coverage - If you asked homeowners to create a list of situations they hoped to never have to deal with at home, a sump pump failure would likely rank just underneath having a fire. Why? It’...
Friday, February 3, 2017
You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...
Friday, January 6, 2017
No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...
Friday, December 2, 2016
It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...
Tuesday, November 8, 2016
We live in a world where people can post their thoughts on social media websites for everyone to read. Your customers may not realize it, but this exposes them to the risk of being sued. Their lives can change in an...
Friday, November 4, 2016
Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...
Friday, October 7, 2016
It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...
Friday, September 2, 2016
Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...
Friday, August 5, 2016
When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...
Friday, July 1, 2016
The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...
Wednesday, June 22, 2016
If you’re thinking about starting a small business, you know a thing or two about taking risks. Your entrepreneurial spirit is not only commendable, it’s critical to keeping our economy going. But at the same time, it’s...
Wednesday, June 22, 2016
Does your business need cyber coverage?The simple answer is yes. If you have a computer—or even just do business with someone who has a computer—you, your business and your information are at risk. And the consequences...
Friday, June 3, 2016
Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...
Wednesday, May 25, 2016
If you’re thinking about starting a small business, you know a thing or two about taking risks. Your entrepreneurial spirit is not only commendable, it’s critical to keeping our economy going. But at the same time, it’s...
Monday, May 23, 2016
If you have a son or daughter heading off for college, you’re probably thinking about dorm supplies, textbooks and how you’re going to cope with being apart from your ‘baby’. But if you’re like many parents, insurance...
Thursday, May 19, 2016
Video provided courtesy of Grange Insurance. Contact Southern Insurance Associates today at Info [at] SouthernInsuranceAssociates [dot] com or 706-996-8788 for your insurance needs. We provide insurance in the GA, TN...
Tuesday, May 17, 2016
Buying insurance on your own can be like climbing a mountain without an experienced mountaineer to help you get to the top. If your car is hit by someone with minimal or even zero car insurance, do you want your auto...
Friday, May 13, 2016
In the contracting world, it literally takes sweat (and sometimes blood and tears) to build up a business. After all the hard work you’ve put in, you don’t want to see anything bring your company down. But the reality...
Wednesday, May 11, 2016
Owning a small business is all about knowing when to take risks and when to play it safe. But when it comes to workplace safety, your only option is to take the safest route and eliminate risks. As a small business...
Friday, May 6, 2016
A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...
Tuesday, April 19, 2016
ALLSTATE TO IMPLEMENT STATEWIDE INCREASE INSURANCE DEPARTMENT LAUNCHES INVESTIGATION ATLANTA – Insurance Commissioner Ralph Hudgens is issuing a consumer alert to inform AllstateProperty & Casualty Insurance Company...
Friday, April 1, 2016
It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...
Friday, March 4, 2016
What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...
Friday, February 5, 2016
Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...
Wednesday, January 20, 2016
Contact Southern Insurance Associates in LaFayette, GA to discuss the gaps in your insurance coverage. Info [at] SouthernInsuranceAssociates [dot] com or 706-996-8788. We can provide insurance for your needs in GA, TN,...
Thursday, January 14, 2016
If low temperatures cause water to freeze inside pipes, pressure can build up and cause weak points inside the pipe to burst. Unfortunately, water may then pour into your home and cause damage. How to handle a pipe that...
Friday, January 8, 2016
About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....
Monday, January 4, 2016
Tips for tying the insurance knot - Invitations? Check. Rings? Check. Honeymoon reservations? Check. Insurance policies? Um, what? We get it. If you're planning a wedding, insurance considerations likely aren't at the...
Thursday, December 31, 2015
Buying insurance on your own can be like climbing a mountain without an experienced mountaineer to help you get to the top. If your car is hit by someone with minimal or even zero car insurance, do you want your auto...
Monday, December 28, 2015
WARNING: How FloodSmart are YOU? Floods are the #1 natural disaster in the United States. Why Care About Flooding Floods are the most common natural disaster in the United States. From 2003 to 2012, total flood...
Monday, December 28, 2015
Everyone is at Risk - Flooding happens every day in all regions of the country. Consumers must prepare for flooding no matter where they live. The Northeast can be affected by remnants of tropical disturbances in the...
Thursday, December 17, 2015
THE TOPIC - MAY 2015 Sixty-eight percent of U.S. households, or 83.3 million homes, own a pet, according to a 2013/2014 survey from by the American Pet Products Association. According to the Centers for Disease Control...
Thursday, December 10, 2015
A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm,...
Friday, December 4, 2015
It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...
Wednesday, December 2, 2015
If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney's fees, up to a limit set in the policy. However, in our...
Monday, November 30, 2015
If you hire household help, you will need to get the appropriate insurance coverage. The type of coverage depends on the nature of the employee's position. Contracting with an outside firm - If you need a nurse,...
Friday, November 20, 2015
A beneficiary is the person or entity you name in a life insurance policy to receive the death benefit. You can name: One person Two or more people The trustee of a trust you've set up A charity Your estate If you don't...
Tuesday, November 17, 2015
A permanent life policy provides lifelong insurance protection. The policy pays a death benefit if you die tomorrow or if you live to be a hundred. There is also a savings element that will grow on a tax-deferred basis...
Friday, November 13, 2015
You can buy life insurance either as an "individual" or as part of a "group" plan. Individual Policy - When you buy an individual policy, you choose the company, the plan, and the benefits and features that are right...
Monday, November 9, 2015
SPECIAL HOMEOWNERS INSURANCE PROTECTION A vacation home can be a wonderful luxury and sometimes even a good investment, but there are some important factors to consider before making the leap into second-home ownership-...
Saturday, November 7, 2015
If a tree falls and hits your house, are you covered? The short answer is, yes. The coverage is quite straightforward: if a tree hits a home or other insured structure, such as a detached garage, standard homeowners...
Friday, November 6, 2015
It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...
Tuesday, November 3, 2015
"Burial insurance" usually refers to a whole life insurance policy with a death benefit of from $5,000 to $25,000. As its nickname implies, people buy this type of policy to provide money for funeral and burial costs...
Friday, October 30, 2015
There are two major types of life insurance-term and whole life. Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, universal life,...
Tuesday, October 27, 2015
PROTECTING YOUR BUSINESS FROM LIABILITY ISSUES In recent years, there have been an increasing number of costly computer hacking attacks against large companies, such as Target and Home Depot. But smaller companies face...
Thursday, October 22, 2015
BUSINESS INSURANCE Q&A Though rare in many areas of the country, earthquakes can be highly destructive. Commercial property insurance covers some natural events, such as wind damage, but you must purchase separate...
Monday, October 19, 2015
BUSINESS INSURANCE IN DEPTH In today's global marketplace, more and more businesses rely on overseas suppliers. If your company's operations depend on the timely delivery of raw materials, parts or finished products...
Wednesday, October 14, 2015
Whether you're running a part-time, seasonal or full-time business from your home, you'll want to carefully consider your risks and insurance needs. Starting a business-even at home-can be a challenging venture, and...
Friday, October 9, 2015
For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements,...
Friday, October 2, 2015
Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...
Wednesday, September 30, 2015
Life insurance is a vital part of your family's financial stability and well-being. But if you're like most people, you probably have questions about what types and amounts of life insurance are best for your needs....
Monday, September 28, 2015
An auto accident is a terrible experience, but it's important to gather all the necessary information in order to be able file your claim. Here are five steps to follow to make the claims process easier and quicker.
Friday, September 4, 2015
It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...
Friday, September 4, 2015
Earthquakes are unpredictable, but given the geologic settings in the Southeast, the United States Geological Survey estimates strong magnitude earthquakes are a possibility. Many homeowner policies do not cover...
Monday, August 17, 2015
6 house repairs to tackle: The price of neglect In this economy, you may be tempted to delay or even skip minor home maintenance repairs, cleaning jobs and inspections in your home. But don't be penny-wise and dollar-...
Friday, August 7, 2015
Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which may...
Wednesday, July 15, 2015
Lawn mowers are a common piece of equipment in many homes, but these machines can be dangerous. Following a few simple guidelines can help ensure your safety. Spokespersons: Dr. Till Jolley, Emergency Room Physician; Dr....
Thursday, July 2, 2015
Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...
Saturday, June 20, 2015
Properly maintaining your home is an important responsibility and will save you money through the years. Homeowners insurance does not cover you for "everyday mishaps" that you could have prevented. Find out ways to...
Monday, June 15, 2015
Dogs may be man's best friend, but as an owner you are liable if your pet bites or attacks another person or animal. A well-trained dog is the best way of protecting yourself, and those around you. Spokespersons: Chuch...
Wednesday, June 10, 2015
Mold comes in thousands of varieties and can thrive in a damp home. Learn the basics of protecting yourself from this microscopic home invader. Contact Southern Insurance Associates at 706-996-8788 or Info [at]...
Saturday, June 6, 2015
JULY 2014 - Four of the ten most costly hurricanes to hit the United States caused insured property damage in Georgia: Hurricane Katrina in 2005; Hurricane Ivan in 2004, Hurricane Hugo in 1989, and Hurricane Frances in...
Friday, June 5, 2015
There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as long as...
Friday, June 5, 2015
Hail can be as large as five inches in diameter and rain down on your roof at speeds around 90 mph. Learn how to protect your home from these ice bullets. Spokespersons: Scott Morrison, Haag Engineering; Harvey Ryland,...
Friday, June 5, 2015
Swimming pools are fun, but also potentially dangerous to young children. Learn ways to keep your loved ones safe. Spokespersons: Nadina Riggsby, Parent; Madelyn Flannigan, Independent Insurance Agents of America. ...
Wednesday, May 20, 2015
College life can be expensive, and for many freshmen the first time they are responsible for their own finances. Students should develop responsible credit card and bill paying habits early on, to avoid trouble later....
Friday, May 15, 2015
Vacations are precious escapes, but they can also be expensive and subject to disaster. Travel insurance can provide some useful protection-find out whether it's right for you. Contact Southern Insurance Associates at...
Sunday, May 10, 2015
Due to old age, mental or physical illness, or injury, some people find themselves in need of help with the basics actions of everyday life. Long-term care insurance covers you for this and lifts the burden of care from...
Tuesday, May 5, 2015
More than 1,000 boats are stolen every month. If you are a boat owner, learn some easy and effective ways to protect your craft from theft. Spokespersons: Robert Bryant, National Insurance Crime Bureau; Lt. Lee Polfray,...
Tuesday, May 5, 2015
The time is now to talk to your parents about how they want to be cared for at the end of their lives. If you're not sure when or where to start, this is a really great read. http://j.mp/1bHeMpd
Tuesday, May 5, 2015
Make sure your business is covered against these 10 most common and costliest claims. 40% of small businesses will sustain a claim within 10 years! http://j.mp/1zRM3Uw
Tuesday, May 5, 2015
Wedding season is here and while every bride dreams of the perfect day, very few think about what could possibly go wrong. These five wedding day mishaps are covered! http://j.mp/1bHeUoG
Tuesday, May 5, 2015
What do you know - Old car keys do have their benefits. A $17 device is giving thieves instant access to cars that use wireless fobs instead of traditional keys. http://j.mp/1G4xhMu
Tuesday, May 5, 2015
Vacations are a lot more fun if you share them with your best friend! If you plan to take your dog with you, careful planning and safety precautions will make travel more enjoyable for both of you. http://j.mp/1G4xyPf
Tuesday, May 5, 2015
Does your family have a disaster plan? FEMA's Ready Kids Program gets the whole family involved in preparation. http://www.ready.gov/kids
Tuesday, May 5, 2015
Hurricane season starts June 1. Are you prepared? Check out these free mobile apps. http://www.iii.org/apps-and-software Don't think that just becuase you don't live on the coast hurricane's don't effect you.
Tuesday, May 5, 2015
Be ready for anything, build an emergency kit! Check out this list of recommended items: http://www.ready.gov/kit
Tuesday, May 5, 2015
The National Highway Traffic Safety Administration estimates that proper use of motorcycle helmets reduces brain injury risk by 67%. Here's what to look for in a helmet: http://j.mp/1bbCMQJ. Contact Southern Insurance...
Tuesday, May 5, 2015
Stay safe while riding your motorcycle. The Motorcycle Safety Foundation is a good source for finding courses near you: https://j.mp/1mHqOio. Contact Southern Insurance Associates for a quote or review of your...
Tuesday, May 5, 2015
Spring is here and that means it's time to prepare your motorcycle. However, getting your bike ready for the road in spring is much more than a quick kick of the tires. Here's a good to-do list: http://j.mp/1hUHse0....
Friday, May 1, 2015
Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to do...
Friday, April 24, 2015
Bicycling is increasingly popular, both as a sport and as a means of transportation. And bicycles can cost anywhere from several hundred dollars for a basic bike to thousands of dollars for specialized racing bikes....
Wednesday, April 15, 2015
A good credit rating can mean paying lower premiums on your insurance. Learn how credit-based insurance scores work. Spokespersons: Lamont Boyd, Fair, Isaac & Co.; Susan Grant, National Consumers League; P.J....
Friday, April 10, 2015
Trying to locate a missing life insurance policy? Valuable tips on how to track down this important document. Contact Southern Insurance Associates at 706-996-8788 or Info [at] SouthernInsuranceAssociates [dot] com for...
Sunday, April 5, 2015
Falling down stairs, slipping on rugs, choking on fumes-these hazards in a typical home result in thousands of deaths each year. Learn how to minimize the risks and keep your home safe. Spokespersons: Steve Brobeck,...
Friday, April 3, 2015
Spring is a time for rejuvenation, and, as the weather gets warmer here in La Fayette, Georgia, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing...
Thursday, April 2, 2015
To help you ride safely wherever you go-on or off-road-here's an interactive map of motorcycle laws for all 50 states. Taking a trip? Unsure about the laws in your home state? Search the AMA database of on and off-road...
Thursday, April 2, 2015
Be prepared for severe weather before it hits. Do you know where to seek shelter during a tornado? Learn what to do before, during & after a tornado below. If agency owner AJaye Brown knows one thing, it's surviving...
Thursday, April 2, 2015
Keep your home clean and your family out of harm's way with these tips for the safe and effective use of cleaning products. Whether you're tackling a big spring cleaning project or just going about your weekly cleaning...
Thursday, April 2, 2015
When purchasing car insurance, it's important to understand the factors that affect your car insurance premium rates and coverage. But how do you differentiate between truth and fiction? A good place to start is by...
Wednesday, March 25, 2015
Air bags save lives and prevent injuries, but they can also be deadly to young children and infants. Learn ways to eliminate these risks and keep your family safe. Spokespersons: Dr. Till Jolley, Emergency Room...
Friday, March 20, 2015
Teenage auto accidents peak during prom season. Educate your kids to make sure this memorable night has a happy ending for everyone. Contact Southern Insurance Associates at 706-996-8788 or Info [at]...
Sunday, March 15, 2015
Do you know the difference between Term and Whole life insurance? Permanent versus Variable policies? Make sure you understand the basics about life insurance. Contact Southern Insurance Associates at 706-996-8788 or...
Tuesday, March 10, 2015
Owners of in-home businesses should have adequate insurance coverage. Find out how to protect your business and employees when working out of your home. Spokespersons: Ginger Polansky, Business Owner; Karen Stallings,...
Friday, March 6, 2015
From genetically modified crops to the environmental and health effects of pesticides, more and more Georgia residents are questioning whether they should grow what they eat. Wherever you stand on the issues surrounding...
Thursday, March 5, 2015
The most magical day of your life warrants a re-evaluation of your insurance needs. Learn how to get coverage for the big day and plan for a bright future with your honey. Spokespersons: Carol Marino, Wedding Consultant;...
Wednesday, March 4, 2015
With most of the United States in a deep freeze and record breaking snow totals in New England, homeowners are beginning to feel like the residents of the fictional kingdom of Arendelle, stuck in eternal winter, as in...
Wednesday, February 25, 2015
As drivers, we know what's expected when it comes to safe driving habits ... apparently we just choose not to act on them. A recent study by the AAA Foundation for Traffic Safety found that while drivers know what safe...
Wednesday, February 25, 2015
Sharing the road with large, heavy trucks can be dangerous, but knowing a few simple facts can keep you and your car safe. Contact Southern Insurance Associates at 706-996-8788 or Info [at] SouthernInsuranceAssociates [...
Thursday, February 19, 2015
For Business owners and property managers, foreseeing major disasters like fires, storms, or earthquakes is easy enough. In fact, many even combat such disasters by taking preventative measures in the forms of insurance,...
Thursday, February 19, 2015
Over the next 48 hours we will be experiencing deep freezing temperatures. These conditions will put a strain on exposed pipes and even covered pipes with the extended time below freezing. Perhaps you're stuck home with...
Sunday, February 15, 2015
Breaking down on a busy road can be dangerous and every year people are hurt or even killed while repairing their cars or waiting for assistance. Follow these simple guidelines to prevent such roadside risks....
Thursday, February 12, 2015
Purchasing a motorcycle can be a dream come true. You've covered all your bases, finding just the right bike with the perfect features, and your mind is filled with visions of cruising the open road. There's one more...
Thursday, February 12, 2015
Sure, they're fun. What child doesn't like to bounce out in the sun or perch in a miniature home high above the ground? But before you turn the kids loose, it's important to understand that trampolines and tree houses...
Thursday, February 12, 2015
- A tree house is the perfect getaway for kids. But just the idea of a "way up there" tree house can make parents a little nervous. With these suggestions, you'll learn how to build a safe tree house. - A Safe Tree...
Tuesday, February 10, 2015
Drivers with no auto insurance coverage are more common than you think. And unless your own policy protects you, getting involved in an accident with an uninsured motorist will cost you. Contact Southern Insurance...
Friday, February 6, 2015
Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Georgia, it may be a good time of the year to provide...
Thursday, February 5, 2015
There are over six million auto accidents every year and taking the right steps after an accident is vital. Learn what you should do if you get involved in an accident. Spokespersons: Corporal Rob Maroney, Maryland...
Sunday, February 1, 2015
Generic replacement auto parts can look and perform the same as the products produced by the original auto companies, but cost 25-40 percent less. These parts can help the consumer by keeping prices down. Contact...
Friday, January 30, 2015
Throw a penalty flag if you see someone pulling a George Costanza and double-dipping at your Super Bowl party! http://youtu.be/RfprRZQxWps Enjoy your superbowl parties!
Friday, January 23, 2015
With Groundhog Day just around the corner, it's time to start thinking about spring. (Or time to at least hope that springtime is coming, anyway.) And whether Punxsutawney Phil or the local groundhog sees his shadow or...
Tuesday, January 20, 2015
Know what kinds of insurance you really need before you ever walk up to the rental car counter. I.I.I. breaks down the various types of coverage so you make the safest and wisest choice. Contact Southern Insurance...
Thursday, January 15, 2015
Kirk has an auto accident and Crystal tells him how to smartly save money on his insurance in the future. Contact Southern Insurance Associates at 706-996-8788 or Info [at] SouthernInsuranceAssociates [dot] com for a...
Tuesday, January 13, 2015
Having a full inventory of personal belongings will help the claims process go smoother if possessions are damaged from a burst pipe or any other disaster. The video posted by the I.I.I. will you give you tops on how to...
Tuesday, January 13, 2015
Much of the country periodically experiences severe and sustained cold weather, with snowfalls interspersed with periods of melting and freezing. This can inflict considerable damage on homes. Here are some tips and...
Saturday, January 10, 2015
Rental car insurance can be confusing and frustrating. Learn what you need to do before you ever step foot in a rental car office. Contact Southern Insurance Associates at 706-996-8788 or Info [at]...
Friday, January 9, 2015
It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...
Wednesday, January 7, 2015
Start out 2015 the healthy way! Here are 10 of the best post-workout foods. http://j.mp/1tMgL46
Wednesday, January 7, 2015
1 of 4 Loose-Fill Fiberglass Insulation - In 1992, private insulation manufacturer Energy Savings Solutions, Inc., reached out to Oak Ridge National Laboratory to find ways to improve loose-fill fiberglass insulation....
Wednesday, January 7, 2015
Sources of air leaks in your home. Areas that leak air into and out of your home cost you a lot of money. The areas listed in the illustration are the most common sources of air leaks. Air leaks can waste a lot of your...
Wednesday, January 7, 2015
Energy Saver provides homeowners with tips for saving money and energy at home and on the road. By following just a few of the simple tips here in the Energy Saver guide section of the website, you can make your home...
Wednesday, January 7, 2015
NEW YORK (CNNMoney) Keurig is recalling 6.6 million of its popular coffee makers after receiving "90 reports of burn-related injuries." - "Hot liquid could escape from certain MINI Plus Brewing System units during use,"...
Wednesday, January 7, 2015
Baby it's cold outside! And your home's pipes are singing the same, sad tune. It's cold and pipes are being exposed to below-freezing temperatures face one sad, sad fate. Being prepared and informed may help you to...
Monday, January 5, 2015
How much do you really know about auto insurance? What does "premium" and "deductible" mean? What is "comprehensive" coverage for? Test your knowledge by watching this video. Contact Southern Insurance Associates at 706-...
Friday, December 26, 2014
Every 10 seconds, a car is broken into somewhere in the United States. Learn ways to decrease your risk and protect yourself from becoming a victim of auto theft. Spokespersons: Viet Nguyen, Police Officer; Seth...
Monday, December 22, 2014
Heavy rains are common in many parts of the United States during the winter months. These storms often lead to flooding. Several large wildfires in the western United States have dramatically changed the landscape and...
Saturday, December 20, 2014
At least half of arson fires are started by young people under the age of 18. Learn ways to protect your home and decrease the chance of becoming a victim of arson. Spokespersons: Sgt. Wayne Shaw, Arson Investigator;...
Monday, December 15, 2014
In the aftermath of Hurricane Katrina, Joy Hoda emphasizes how important it is to stay on top of your insurance paperwork, and to be fully prepared. Contact Southern Insurance Associates at 706-996-8788 or Info [at]...
Wednesday, December 10, 2014
From all of us here at Southern Insurance Associates, we wish you a Very Merry Christmas!
Wednesday, December 10, 2014
In the aftermath of Hurricane Katrina, Bernie Robinson talks about not having known the difference between flood and homeowners insurance. Contact Southern Insurance Associates at 706-996-8788 or Info [at]...
Friday, December 5, 2014
As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...
Monday, December 1, 2014
Lenore Duplesses and her family suffered severe damage to their home from flood waters during Katrina. Having Flood Insurance made it possible for them to repair the damage and replace their belongings. She's says she's...
Tuesday, November 25, 2014
In the aftermath of Hurricane Katrina, Cindy Robinson discusses the process of choosing insurance for their new home. Contact Southern Insurance Associates at 706-996-8788 or Info [at] SouthernInsuranceAssociates [dot]...
Saturday, November 15, 2014
In the case of a sudden emergency, you may have mere minutes to gather your family and important documents and evacuate your home--possibly for good! Get organized now so you can be prepared later. Contact Southern...
Monday, November 10, 2014
In the aftermath of Hurricane Katrina, Gene Hoda recommends checking insurance policies regularly to make sure you have enough coverage. At Southern Insurance Associates, we check with each client yearly for any changes...
Sunday, November 9, 2014
Before leaving for your home, there are some tips for protecting your home and belongings from theft or burglary while you are away. Burglars sometimes take advantage of empty homes to steal valuable property. In March...
Friday, November 7, 2014
The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...
Wednesday, November 5, 2014
Do you know what a "BOP" is? Are you covered under your insurance if you have to move or shut down your business after a disaster? If you own your own business, test yout knowledge by watching this video. AJaye Brown...
Thursday, October 30, 2014
Southern Insurance Associates is all about helping consumers understand 'what insurance is and how it works.' If you're a homeowner, or are considering buying a home, you'll want to know the basics of homeowners...
Thursday, October 30, 2014
From your Southern Insurance Associates family we all hope you have a safe and happy Thanksgiving!
Thursday, October 30, 2014
From all of us here at Southern Insurance Associates.... Happy Halloween Have a safe one!
Thursday, October 30, 2014
Toasted and salted, pumpkin seeds have a nutty flavor. They're even better flavored with sweet and savory spices. How to Roast Pumpkin Seeds - 1. Rinse pumpkin seeds under cold water and pick out the pulp and strings. (...
Saturday, October 25, 2014
What is the best way to file a claim? Following these steps can help you navigate the claims process efficiently and get the most out of your policy. Contact Southern Insurance Associates at 706-996-8788 or Info [at]...
Thursday, October 23, 2014
A boomerang kid lost his job and moved back home with his parents. While driving his mother's car, he negligently struck another vehicle, causing several thousand dollars in property damage. The mother's insurer denied...
Wednesday, October 22, 2014
While 64 percent of payment fraud still occurs the old-fashioned way involving paper checks, cyber crime is on the upswing and more serious loss per occurrence is the result. According to a survey by the Association for...
Tuesday, October 21, 2014
Sticking Your Head In The Sand Will Not Make Sexual Harassment Go Away A health club employee alleges her sales manager sexually harassed her. She claimed that three days after she began working at the fitness center,...
Monday, October 20, 2014
Do you have enough insurance coverage to completely rebuild your home? Have you talked with your agent recently to update your policy? Don't wait until disaster strikes to find out you're underinsured. Stay current on...
Sunday, October 19, 2014
Standard homeowners policies generally cover a wide range of potential disasters, from tornadoes and windstorms, to fire and lightning strikes, to winter storm damage caused by weight of ice and snow. Most homeowners...
Saturday, October 18, 2014
Important Note: Earthquake is NOT automatically included on homeowners insurance!!!! - Protecting yourself and your family - Be sure that all family members know how to turn off utilities (gas, water and electricity) in...
Friday, October 17, 2014
Common Questions Asked by Homeowners about Insurance If a fire, flood, earthquake, or some other natural disaster were to destroy or damage your home, would you have the right insurance coverage to rebuild your house?...
Thursday, October 16, 2014
For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements,...
Wednesday, October 15, 2014
Do you know what's covered under your homeowners insurance policy? Test your insurance IQ by watching this video! Contact Southern Insurance Associates for a review of your Homeowners Insurance at 706-996-8788 or Info [...
Tuesday, October 14, 2014
If unexpected expenses come up and you can't pay your life insurance premium, you should know the possible consequences. The effect depends on the type of policy and coverage you have and the policy terms and conditions....
Monday, October 13, 2014
In the midst of the current economic doom and gloom, many people are finding a silver lining. They are finally able to buy a new home of their own. As home prices drop and mortgage rates reach historical lows, you may...
Saturday, October 11, 2014
By Daniel Workman Every 40 seconds, a dog bite victim in the United States seeks medical attention, according to plastic surgeon Dr. Michael Bermant. Children represent 60 percent of those injured, and 77 percent of dog...
Friday, October 10, 2014
Your insurance company can't require you to use only certain kinds of auto repair parts. However, if the insurance company's rates are based on a certain type of part and you want something different, it can ask you to...
Thursday, October 9, 2014
Since insurance and domestic partnership laws are different in each state, it's best to consult with a financial advisor or lawyer who is familiar with laws affecting domestic partnerships in your state. AUTO - When you...
Wednesday, October 8, 2014
The joining together of two lives is joyous. It's also nerve-wracking. There are a number of adjustments couples have to make when thinking and planning for two. They may need financial protection they haven't worried...
Tuesday, October 7, 2014
You are part of the work force and out on your own. Establishing a solid financial foundation should be a priority, including insurance in the mix. It's important to understand what affects the cost and availability of...
Monday, October 6, 2014
Since nearly half of all marriages fail, divorce is unfortunately very real for many people. Couples face the difficult task of separating emotionally and financially. This has insurance implications as well. Legal and...
Sunday, October 5, 2014
People 55 years or older are less likely to drive aggressively or too fast. That's the reason that most insurance companies offer discounts to drivers over 55. Still, older drivers are more likely to have impaired...
Saturday, October 4, 2014
The explosion in the deer population has lead to a continuing increase in deer-car collisions. This trend will only increase as the deer population grows and urban habitats continue to encroach upon rural environments....
Friday, October 3, 2014
If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...
Friday, October 3, 2014
Driver distractions or inattentive driving play a part in one out of every four motor vehicle crashes. That is more than 1.5 million collisions a year and 4,300 crashes daily, according to the National Highway Traffic...
Friday, October 3, 2014
After a frightening fire in their home, the Radkas share about how having the right insurance coverage allowed them a quick and easy recovery. October 5-11 is Fire prepardness week. Take a moment to check your home and...
Thursday, October 2, 2014
Forecasts of debris from satellites falling to earth regularly receive attention in the news media but the prospect of asteroid debris striking the planet, which occurred on February 15, 2013, in Russia, poses an...
Wednesday, October 1, 2014
You may be reluctant to file a claim because you fear that your premium will go up or your insurance will be canceled. Practices vary from company to company. In general, an insurer will increase your premium by...
Tuesday, September 30, 2014
Diminished Value Explained What Is Diminished Value? - After a vehicle has been involved in a major accident and has been repaired, depending on its age and condition, the resale value may be less than if it had not...
Tuesday, September 30, 2014
This Sunday, October 5th at 3:00pm the Fantazia Circus will be at Lafayette Municipal Park Recreation Center. Adult admission $15 per person, for more information seewww.discoverfantazia.com
Tuesday, September 30, 2014
Scare on the Square is sponsored by the Bank of Lafayette, and the City of Lafayette Main Street/ Downtown Development Authority board. Local business owners come out on Halloween and give out candy to all the children...
Monday, September 29, 2014
Properly insuring a rental car can be confusing, frustrating and downright daunting. Unfortunately, many consumers do not even think about car rental insurance until they get to the counter, which can result in costly...
Sunday, September 28, 2014
When you buy or lease a new car or truck, the vehicle starts to depreciate in value the moment it leaves the car lot. In fact, most cars lose 20 percent of their value within one year. Standard auto insurance policies...
Sunday, September 28, 2014
October is Breast Cancer Awareness Month, which is an annual campaign to increase awareness of the disease. While most people are aware of breast cancer, many forget to take the steps to have a plan to detect the...
Saturday, September 27, 2014
If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You will need to buy these...
Friday, September 26, 2014
Directors and Officers Liability Insurance protects directors and officers of corporations or not-for-profit organizations if there is a lawsuit claiming they managed the business or organization without proper regard...
Thursday, September 25, 2014
Slightly more than half of U.S. businesses - 51.6 percent - were home-based, according to the 2007 Survey of Business Owners (SBO), conducted by the U.S. Census. Only 6.9 percent of these home-based respondent...
Wednesday, September 24, 2014
The IRS sponsors many workshops and events for small business owners. Find one in your state here: http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Small-Business-Tax-Workshops-and-Webinars
Wednesday, September 24, 2014
Second week in October is Fire Prevention Week! This year's Fire Prevention Week theme is "Working Smoke Alarms Save Lives: Test Yours Every Month". Fire Prevention Week is an annual campaign sponsored by the National...
Tuesday, September 23, 2014
Like a business or a homeowner, a nonprofit organization needs to protect its property from loss from a fire, by theft and from many other hazards. Nonprofits can be lawsuit targets as well. Without insurance, a lawsuit...
Tuesday, September 23, 2014
Tuesday, September 23, 2014
Southern Insurance Associates is happy to announce another insurance company option for our clients; AmTrust Insurance. AmTrust North America provides workers' compensation and commercial package insurance to a wide...
Monday, September 22, 2014
An office is the primary or only premises for numerous types of small businesses, including, for example, employment, travel, collection, insurance, advertising and other agencies. Electronic equipment and data are...
Sunday, September 21, 2014
Who Is a Key Employee? - A key employee is someone whose knowledge and skills contribute significantly to your business income. Losing a key employee would most likely cause substantial negative financial consequences...
Saturday, September 20, 2014
The loss of a key person can be a major blow to a small business if that person is the key contact for customers and suppliers and the management of the business. Loss of the key person may also make the running of the...
Friday, September 19, 2014
1. "I don't have to worry about flooding because I don't live near a body of water." Although homeowners in Arizona may have thought the same thing, they were struck with historical flooding this summer. The Arizona...
Thursday, September 18, 2014
Nobody said starting a brand new business from the ground up would be easy. Seasoned and novice entrepreneurs alike will be all-too aware of the eventuality of encountering obstacles and pitfalls whilst both setting up...
Wednesday, September 17, 2014
Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of...
Tuesday, September 16, 2014
With 1,800 thunderstorms in progress at any given time on Earth, it's important to be able to sort out the myths from the facts when it comes to lightning safety. And keep in mind that the best lightning safety plan of...
Monday, September 15, 2014
If you hire household help, you will need to get the appropriate insurance coverage. The type of coverage depends on the nature of the employee's position. Contracting with an outside firm - If you need a nurse,...
Friday, September 12, 2014
Your proven ability to manage your money and meet your financial obligations is the basis of your credit score. The best way to build a solid credit score is to make a habit of always paying your bills on time in full...
Thursday, September 11, 2014
There are many insurance companies, so choosing between them can be a challenge. Here are the main points to keep in mind when selecting an insurance company: Licensing Not every company is licensed to operate in each...
Wednesday, September 10, 2014
We are all concerned with saving money and it is important to shop around when looking for insurance coverage. However, simply reducing your coverage or dropping important coverages altogether can leave you dangerously...
Tuesday, September 9, 2014
There are four events that should trigger a review of your policy: 1. When your policy comes up for renewal Don't just automatically send a check to your insurance company. Take the time to review your coverage and call...
Monday, September 8, 2014
Family, Home, Career Status Should Be Reflected In Your Policy Coverage Our insurance needs change as circumstances in our lives change, which is why we recommend doing an annual insurance review. When you're reviewing...
Sunday, September 7, 2014
Pools and Insurance - All pools-from a simple above-ground kiddy pool to an aquatic extravaganza-can be dangerous and need to be properly insured and comply with local safety standards. According to the Center for...
Saturday, September 6, 2014
Unlike driving a car, you can legally own a home without homeowners insurance. But, if you have bought your home and financed the purchase with a mortgage, your lender will most likely require you to get homeowners...
Friday, September 5, 2014
Yes. A person who owns his or her home would have a different policy from someone who rents. Policies also differ on the amount of insurance coverage provided. The different types of homeowners policies are fairly...
Friday, September 5, 2014
Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...
Thursday, September 4, 2014
Shopping for your dream house? There are many considerations when looking at real estate, such as property taxes, school district, available recreational opportunities in the neighborhood, to name a few. But an...
Wednesday, September 3, 2014
There is a big difference between an insurance company canceling a policy and choosing not to renew it. Insurance companies cannot cancel a policy that has been in force for more than 60 days except when: You fail to...
Tuesday, September 2, 2014
Understanding the role deductibles play when insuring a car or a home is an important part of getting the most out of your insurance policy. A deductible is basically the amount "deducted" from an insured loss....
Monday, September 1, 2014
There are many reasons why you might want to rent out your home on either a short- or long-term basis. Whether you own a second home that you plan to lease to a tenant, or want to rent out a room in your house...
Sunday, August 31, 2014
If a tree falls and hits your house, are you covered? The short answer is, yes. The coverage is quite straightforward: if a tree hits a home or other insured structure, such as a detached garage, standard homeowners...
Saturday, August 30, 2014
Standard homeowners policies generally cover a wide range of potential disasters, from tornadoes and windstorms, to fire and lightning strikes, to winter storm damage caused by weight of ice and snow. Most homeowners...
Friday, August 29, 2014
In these difficult economic times, many of today's college students are turning to credit cards to finance their college education, using them for everything from everyday necessities to books and tuition. Unfortunately,...
Thursday, August 28, 2014
Credit scores are based on an analysis of an individual's credit history. Insurers often generate a numerical ranking based on a person's credit history, known as an "insurance score," when underwriting and setting the...
Wednesday, August 27, 2014
A standard homeowners policy includes coverage for jewelry and other precious items such as watches, furs, silver, guns, antiques and special collections. These items are covered for losses caused by all the perils...
Tuesday, August 26, 2014
With computers, TVs, printers, PDAs and MP3 players being shipped off to school, it is more important than ever that students and their parents purchase the appropriate insurance protection. Theft can be a major concern...
Monday, August 25, 2014
Moving can be a stressful time-whether you're moving locally or out-of-state, on your own or with a moving company. But knowing you have the right insurance to protect your belongings can ease the stress, so here are...
Monday, August 25, 2014
In most cases, if you have no dependents and have enough money to pay your final expenses, you don't need any life insurance. If you want to create an inheritance or make a charitable contribution, buy enough life...
Saturday, August 23, 2014
Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations: Replace income for dependents If people depend on your income,...
Friday, August 22, 2014
Filing an Auto Insurance Claim An auto accident is a terrible experience, but it's important to gather all the necessary information in order to be able file your claim. Here are five steps to follow to make the claims...
Thursday, August 21, 2014
Southern Insurance Associates is happy to welcome on another new carrier to our broad list of carriers we offer clients. Yet another choice on the menu! Grange Insurance is now offered at Southern Insurance Associates,...
Thursday, August 21, 2014
Drivers know not to text and drive, but they still do it. Now there is hard evidence that states with texting bans are saving lives. With more than 7 billion mobile subscriptions worldwide according to the International...
Wednesday, August 20, 2014
Protection against Mosquitoes, Ticks, & Other Insects & Arthropods - Roger S. Nasci, Emily Zielinski-Gutierrez, Robert A. Wirtz, William G. Brogdon Vaccines or chemoprophylactic drugs are available to protect...
Sunday, August 17, 2014
Employment Practices Liability Insurance Law & Legal Definition - Employment practices liability (EPL) insurance is a type of coverage that protects businesses from the financial consequences associated with a...
Saturday, August 16, 2014
Businesses can cover exposure to sexual harassment claims - Provide examples Give examples of sexual harassment that put the definition into concrete terms. Enforce sanctions for policy violations Let your employees...
Friday, August 15, 2014
Why do employers want to check your background and/or your credit? It could be for one of several reasons. If government security clearances are required for the job you are interviewing for, an employment background...
Tuesday, August 12, 2014
Being newly engaged with an engagement ring to insure myself, I wanted to share how and why I insure my engagement ring and other personal jewelry. Putting a policy on your engagement ring may sound unromantic, but...
Monday, August 11, 2014
For a majority of small businesses that provide services at a customer's residence (electricians, plumbers, painters, etc.), accidents sometimes happen when property is being moved in order to perform the work the...
Sunday, August 10, 2014
Landlord insurance provides several important types of coverage. Depending on the insurance company you work with and the options you choose, your policy may consist of some or all of these types of insurance: Property...
Saturday, August 9, 2014
Don't let unexpected mishaps ruin a wedding day. A wedding has the potential for many unexpected mishaps, such as poor weather and cancellations. And with the average cost of a wedding now exceeding $25,000, couples...
Friday, August 8, 2014
Many credit cards offer car rental collision coverage as a perk. But what exactly is covered? - It's summertime, and peak season for vacationers and car rentals. Even though most standard auto insurance policies cover...
Thursday, August 7, 2014
Free Apps !! KNOW YOUR STUFF-Home Inventory Mobile App KNOW YOUR COVERAGE-helps you work out an insurance plan for your needs and budget KNOW YOUR PLAN-checklists to discover key mitigation and preparation steps to...
Wednesday, August 6, 2014
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Tuesday, August 5, 2014
CHICAGO (AP) -- Unexplained rash? Check your iPad. It turns out the popular tablet computer may contain nickel, one of the most common allergy-inducing metals. Recent reports in medical journals detail nickel allergies...
Monday, August 4, 2014
Awareness Campaign Part of National Consumer Protection Week DALLAS--(BUSINESS WIRE)-- It's the phone call from a stranger who claims your relative is in trouble and needs cash or an email that says you've won a prize...
Sunday, August 3, 2014
If you are looking for a professional liability insurance definition, you will find that it is slightly different depending upon your profession. For example, a private practice physician's professional liability...
Saturday, August 2, 2014
Join the Atlanta Braves August 17th for Firefighter Appreciation Day! All tickets purchased include a $5 donation to the Georgia Fallen Firefighter Foundation, T-shirt, and a pre-game parade around the field! Those...
Friday, August 1, 2014
Accidents can happen, even to careful people. When you are at fault for an accident, injury or property damage, your liability coverage can protect you. But what if your liability coverage is not enough to cover the...
Friday, August 1, 2014
In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...
Thursday, July 31, 2014
Your home is your sanctuary. It is a place where fond memories are made and relaxing evenings are spent after a busy day. Your home is a safe haven where you and your family most feel at ease. If your home is under-...
Wednesday, July 30, 2014
Whether you own one horse or ten, chances are you've been asked by a friend or visitor to let them ride. While this seems like a friendly gesture, you may be opening yourself up to a potential lawsuit. Horses are...
Wednesday, July 30, 2014
Community Healthcare Outreach (CHO) is making a big splash into summer with a new combined program by partnering with the Walker County School Nutrition Program. Come out and learn summer safety tips, sun safety, and a...
Tuesday, July 29, 2014
Did you ever stop and think what might happen if the Zombie Apocalypse actually occurred? How would you protect your family? What would be left, if anything, when it was all over? The Pentagon has a plan in place,...
Monday, July 28, 2014
When people buy homes, they purchase them with the expectation that the value will rise over time, building equity. This is not the case with cars. These expensive purchases lose value over time, and the rate of loss...
Sunday, July 27, 2014
If you've got teens in your life, it could happen to you. You wake up early in the morning and shuffle out to the porch, only to find your yard, trees, hedges, and rooftop covered in snowy white toilet paper. Add a good,...
Saturday, July 26, 2014
As a boat owner, you probably know all about properly caring for your boat, keeping your passengers safe, and finding the best spots to enjoy a day on the water. What you might not be as sure of is how to find the best...
Friday, July 25, 2014
Home insurance policies are designed to protect your personal property and provide reimbursement in the event of damage or loss. Yet, when a claim is filed, many people are surprised to find certain items are excluded...
Thursday, July 24, 2014
Broadly speaking, insurance covers you for potential loss resulting from risks such as burglary or theft, severe storms, fire and also your personal liability. The specific risks you may face as a home owner could...
Wednesday, July 23, 2014
Compare quotes with an independent agent in the Trusted Choice network, like AJaye Brown with Southern Insurance Associates, who can review policies and options available from multiple insurance companies. Ask Southern...
Tuesday, July 22, 2014
WCES will be presenting a community CPR class on Saturday, July 26, 2014 at Rock Spring United Methodist Church (on Highway 95) from 0900-1030 hours. This is a FREE class and is open to the public. To register for the...
Tuesday, July 22, 2014
The Downtown Development Authority is excited to present July's installment of Movies in the Park: The Lego Movie. The Lego Movie will be presented on Saturday, July 26, 2014 at Joe Stock Park at 9:00pm. This is a free...
Tuesday, July 22, 2014
Community Healthcare Outreach (CHO) is making a big splash into summer with a new combined program by partnering with the Walker County School Nutrition Program. Come out and learn summer safety tips, sun safety, and a...
Monday, July 21, 2014
Cover Your Investment When Renting Your House, Condo or Apartment Property investors who lease homes, condos and apartments to tenants often purchase landlord insurance to protect those investments. If you are a new...
Monday, July 21, 2014
CATOOSA COUNTY, GA - The Catoosa County Sheriff's Office is investigating two burglaries reported in the past two days, both with similar suspect descriptions. The first burglary was reported Monday on May Street in...
Sunday, July 20, 2014
Caring for people means you face the risk of liability claims, whether you provide counseling or psychotherapy. Insurance for therapists, such as psychologist malpractice insurance, can protect your practice from...
Sunday, July 20, 2014
The number of renters has grown dramatically in some of the most populous U.S. cities, according to the Insurance Information Institute (III), but few have insurance. Only 37% of renters are covered, whereas 95% of...
Saturday, July 19, 2014
This form of business insurance appears under a variety of names because of the many different types of professions that need this type of coverage. Anyone from a home remodeler to a heart surgeon should consider...
Friday, July 18, 2014
CHATTANOOGA (WRCB ) - You have a chance to shop without paying sales tax on clothing as well school and office supplies in Tennessee. The State of Tennessee has announced its Annual Sales Tax Holiday begins at 12:01 a.m...
Friday, July 18, 2014
Indianapolis (AP) -- A dog named Ace is being hailed as a hero for licking the face of a sleeping, deaf 13-year-old Indianapolis boy to alert him that the house was on fire. Indianapolis Fire Department Capt. Rita Reith...
Thursday, July 17, 2014
Umbrella Insurance Policies Provide Extra Protection A rain umbrella protects you from getting wet, but doesn't stop the raindrops from falling. Umbrella liability insurance is similar in that it cannot prevent...
Wednesday, July 16, 2014
By Susanna Kim, Good Morning America Whatever happened to the old saying, "the customer is always right"? Comcast issued an apology today after one of its representatives kept a customer captive on the phone for about...
Wednesday, July 16, 2014
Authorities in Catoosa County are on the hunt for two men Wednesday afternoon who they say robbed a homeowner at gunpoint on Tuesday. Tuesday morning between 10 & 11 a.m. at a home on Grant Drive in Ringgold, a...
Wednesday, July 16, 2014
Property damage from fire, storms and accidents Liability in many forms, including product liability, accident/injury liability, libel, malpractice and professional liability or "errors and omissions" risks Fraud,...
Tuesday, July 15, 2014
After last nights major lightning activity, it was really on my mind about lightning and safety. I found the following and wanted to share it with you guys: A house or other substantial building offers the best...
Tuesday, July 15, 2014
In some cases, it is obvious that you need a commercial vehicle policy. For example, if you have a delivery service, limousine service, or a restaurant that delivers food, you know for certain that your business takes...
Tuesday, July 15, 2014
ATLANTA (AP) - The Georgia Trial Lawyers Association and KidsAndCars.org are partnering to petition the White House to authorize research technologies that could prevent children from being left in hot cars. Officials...
Monday, July 14, 2014
Get your swimming in before it ends! LaFayette City Pool is open until August 10, 2014 Admission $4 per person (3& Under Free) Concession Stand at Pool Mon-Sat 12:00pm-6pm Sunday 1:00pm-6pm Late Dippers: Tues &...
Monday, July 14, 2014
The City of Lafayette & Walker County are joining to forces to provide medical care while saving on costs by combining services for their employees. Beginning Tuesday, July 1st, 2014: Worksite Rx will be offering...
Monday, July 14, 2014
Lafayette/ Walker Library is doing a fundraiser for the children's group of the library. As most of you know Johnny Cash played a benefit concert in Lafayette in August 1970, and this reimagined poster helps to...
Monday, July 14, 2014
The first shovel full of dirt has yet to be turned at Walker County's newest industrial park, but already Audia International, the site's major tenant, is looking to expand its manufacturing and warehousing operations....
Monday, July 14, 2014
Tennessee Gov. Bill Haslam and Volkswagen Group of America officials announced today the company will expand its sole U.S. manufacturing facility in Chattanooga, Tennessee. Volkswagen will add an additional...
Monday, July 14, 2014
Freight companies and other businesses that use commercial trucks Independent contractors who drive during the course of doing business Any business that makes deliveries or transports goods Limo services, taxi services,...
Sunday, July 13, 2014
Your boat insurance policy may include the following: Collision damage: Includes repair or replacement of your boat, but may or may not include clean-up of wreckage unless you purchase optional additional coverage. ...
Saturday, July 12, 2014
If you are an outdoor enthusiast who likes to blast your way across rough terrain, you may be in the market for an all-terrain vehicle. If you like sand or beaches as your off-road surface of choice, then you're...
Friday, July 11, 2014
"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...
Friday, July 11, 2014
How to Find RV Insurance Discounts and Deals Whether you are a full-time RVer or you only use your motorhome for short trips, you are probably wondering how you can get affordable coverage that protects your investment....
Thursday, July 10, 2014
Having been through a total loss personally, owner of Southern Insurance Associates, LLC of LaFayette, GA, AJaye Brown knows a thing or two about the claims process. Even though we are big fans of insurance and its...
Wednesday, July 9, 2014
Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a...
Tuesday, July 8, 2014
Do you know what types of losses your home insurance policy will cover? Perhaps more important, do you know what types of commonly occurring losses it will not cover? Knowing the limitations in your policy is the first...
Monday, July 7, 2014
Chickamauga and Chattanooga National Military Park is advising a portion of the Bluff Trail that was closed on February 10, 2014 is now open for public use. The park in partnership with Wild Trails developed a project...
Monday, July 7, 2014
Monday's Market are back in La Fayette for 9 weeks only. The Monday Market's will run from June 30th until August 25th. Hours are 3:00 PM until 6:00 PM. We've moved over to the La Fayette Housing Authority's back...
Sunday, July 6, 2014
Recently cyber-attacks were back in the news, and the latest attempted victim was the White House. According to an October 1st report from the Washington Post the White House acknowledged that hackers attempted to...
Friday, July 4, 2014
Floods are often associated with rivers and streams overrunning their banks, or with heavy rains from hurricanes and other major storms, and while those are very real hazards, the reality is that flooding can be caused...
Wednesday, July 2, 2014
According to the US Consumer Product Safety Commission, 60% of all fireworks injuries occur around July 4th. While these loud bursts of light and color add flair to celebrations, it should be remembered that fireworks...
Wednesday, July 2, 2014
First Friday's will be held on the 1st Friday night of every month in the Mars Theater District from 5pm-7pm. This is a free event to the public, come experience art, shopping, dining & music right here in your...
Tuesday, July 1, 2014
Thursday, July 03, 2014 10:00PM & Friday, July 04, 2014 10:00PM Lake Winnie lights up the night sky beginning at 10PM with our spectacular fireworks display! Source: Lake Winnie
Tuesday, July 1, 2014
How safe is private information when stored electronically? You may not want to know the answer to that question. But if you're just a bit curious, consider visiting privacyrights.org/data-breach. The site allows you to...
Monday, June 30, 2014
Southern Insurance Associates of LaFayette, GA care about your safety and we've found a few tips to help keep your family safe. Fireworks are synonymous with our celebration of Independence Day. Yet, the thrill of...
Sunday, June 29, 2014
Do you own a condominium? To you, condo ownership may represent a feasible way to home ownership. Or maybe it represents a second residence in some exotic location you like to visit. Or maybe it's an investment to...
Friday, June 27, 2014
Ah, summertime, and the living is easy. Perfect for sitting in the shade out back with a cold drink. You may even decide this is the perfect time to finally add that deck, enlarge the patio for cookouts, or put in that...
Friday, June 27, 2014
La Fayette Downtown Development Authority will be showing Despicable Me 2 June 28, 2014 9:00pm-11:30pm at Joe Stock Memorial Park at 208 North Main Street, LaFayette, GA 30728. Admission is free. Concessions available...
Thursday, June 26, 2014
This year's Freedom Festival will be held on Friday, June 27, 2014 at Lafayette Municipal Park located at 638 S. Main Street, Lafayette, GA 30728. This is a free event for the whole family, with live entertainment, over...
Thursday, June 26, 2014
Community Healthcare Outreach (CHO) is making a big splash into summer with a new combined program by partnering with the Walker County School Nutrition Program. Come out and learn summer safety tips, sun safety, and a...
Wednesday, June 25, 2014
You don't have to search far to find a story about the numerous dog bite incidents that happen in the country each year. While our cuddly companions are often considered a member of the family, they may not be as...
Monday, June 23, 2014
It's almost spring, and for classic car enthusiasts across the U.S., that means car show season is upon us. If you winterized and stored a pristine vehicle for the off-season, you may have very little maintenance to...
Monday, June 23, 2014
You've picked out the table linen, found your dream venue, and figured out a way to seat all of your family members in one room without them strangling one another-it must be time for your wedding! Family conflicts...
Thursday, June 12, 2014
After a long day of work, you check the mailbox and see the letter your family has been waiting to receive for weeks. The letter is from one of the colleges your child has applied for, and it feels heavier than the...
Friday, May 30, 2014
If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...
Friday, May 2, 2014
One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Southern Insurance, we know you want to protect what's important. That's why we're offering these tips to...
Friday, April 4, 2014
While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23%...
Monday, March 10, 2014
Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...
Friday, February 7, 2014
Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...
Friday, January 3, 2014
Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...
Friday, December 6, 2013
The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of Georgia. If you are gearing up to travel and...
Friday, November 1, 2013
Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Georgia. Football brings with it a whole host of seasonal activities...
Friday, October 4, 2013
Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at...
Thursday, August 1, 2013
You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Southern Insurance we want you to be...
Monday, July 1, 2013
For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...
Monday, June 3, 2013
There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...
Wednesday, May 1, 2013
As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Southern Insurance, we thought it would be fun to give you a...
Monday, April 1, 2013
Spring is a time of new beginnings in Georgia - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Southern Insurance, some of these...
Friday, March 1, 2013
Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Southern Insurance want to remind you it's also a great time to...
Friday, February 1, 2013
It goes without saying that keeping yourself and your family healthy through the winter months in Georgia can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing around colds...
Wednesday, January 2, 2013
If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Southern Insurance wish you a safe journey - and that we'...
Monday, December 3, 2012
You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Southern Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays...
Thursday, November 1, 2012
Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in La...
Tuesday, October 2, 2012
It's a night full of treats for both kids and adults in La Fayette. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean that...
Wednesday, September 5, 2012
It's an exciting time when your child heads off to college. Whether they're attending school in Georgia or have moved all the way across the country, there were a ton of things to get done last month, but did you...
Wednesday, August 1, 2012
There's nothing quite like taking a road trip in an RV. Whether you're headed to somewhere nearby or somewhere farther away this summer, Southern Insurance Associates wants you to get the most out of your travels....
Monday, July 2, 2012
Whether you're planning a trip to a local attraction in Georgia this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day life....
Friday, June 1, 2012
Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Georgia, you may own much more...
Tuesday, May 1, 2012
When purchasing a trailer in Georgia or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft....
Thursday, April 5, 2012
To stay safe on La Fayette streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. Southern Insurance cares about your safety - so keep these helpful tips in mind when...
Monday, April 2, 2012
Protect your restaurant, your customers, and your reputation Restaurant and foodservice owners across Georgia know the importance of managing "the cold chain" and how seriously it needs to be followed to prevent food...