Skip to content Accessibility info

Southern Insurance Associates Blog

All You Ever Wanted to Know About Insurance

Why should I purchase permanent insurance?

A permanent life policy provides lifelong insurance protection. The policy pays a death benefit if you die tomorrow or if you live to be a hundred. There is also a savings element that will grow on a tax-deferred basis...

Read More


How is life insurance sold?

You can buy life insurance either as an "individual" or as part of a "group" plan. Individual Policy - When you buy an individual policy, you choose the company, the plan, and the benefits and features that are right...

Read More


Insuring a Vacation Home

SPECIAL HOMEOWNERS INSURANCE PROTECTION A vacation home can be a wonderful luxury and sometimes even a good investment, but there are some important factors to consider before making the leap into second-home ownership-...

Read More


Trees and Insurance

If a tree falls and hits your house, are you covered? The short answer is, yes. The coverage is quite straightforward: if a tree hits a home or other insured structure, such as a detached garage, standard homeowners...

Read More


Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

Read More


What is ?burial insurance??

"Burial insurance" usually refers to a whole life insurance policy with a death benefit of from $5,000 to $25,000. As its nickname implies, people buy this type of policy to provide money for funeral and burial costs...

Read More


What are the principal types of life insurance?

There are two major types of life insurance-term and whole life. Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, universal life,...

Read More


Cyber Liability Risks

PROTECTING YOUR BUSINESS FROM LIABILITY ISSUES In recent years, there have been an increasing number of costly computer hacking attacks against large companies, such as Target and Home Depot. But smaller companies face...

Read More


Does My Business Need Earthquake Insurance?

BUSINESS INSURANCE Q&A Though rare in many areas of the country, earthquakes can be highly destructive. Commercial property insurance covers some natural events, such as wind damage, but you must purchase separate...

Read More


Protecting Your Business Against Contingent Business Interruption and Supply Chain Disruption

BUSINESS INSURANCE IN DEPTH In today's global marketplace, more and more businesses rely on overseas suppliers. If your company's operations depend on the timely delivery of raw materials, parts or finished products...

Read More