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Southern Insurance Associates Blog

All You Ever Wanted to Know About Insurance

Are You Underinsured?

Do you have enough insurance coverage to completely rebuild your home? Have you talked with your agent recently to update your policy? Don't wait until disaster strikes to find out you're underinsured. Stay current on...

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What types of disasters are covered by my homeowners insurance?

Standard homeowners policies generally cover a wide range of potential disasters, from tornadoes and windstorms, to fire and lightning strikes, to winter storm damage caused by weight of ice and snow. Most homeowners...

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In Case of an Earthquake

Important Note: Earthquake is NOT automatically included on homeowners insurance!!!! - Protecting yourself and your family - Be sure that all family members know how to turn off utilities (gas, water and electricity) in...

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Am I Covered?

Common Questions Asked by Homeowners about Insurance If a fire, flood, earthquake, or some other natural disaster were to destroy or damage your home, would you have the right insurance coverage to rebuild your house?...

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Making Sure Your Home Is Properly Covered for a Disaster

For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements,...

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Test Your Insurance IQ: Homeowners Policies

Do you know what's covered under your homeowners insurance policy? Test your insurance IQ by watching this video! Contact Southern Insurance Associates for a review of your Homeowners Insurance at 706-996-8788 or Info [...

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If I can't pay my premium, what should I do?

If unexpected expenses come up and you can't pay your life insurance premium, you should know the possible consequences. The effect depends on the type of policy and coverage you have and the policy terms and conditions....

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How to Buy Home Insurance

In the midst of the current economic doom and gloom, many people are finding a silver lining. They are finally able to buy a new home of their own. As home prices drop and mortgage rates reach historical lows, you may...

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'Blacklisted' breeds could take bite out of home insurance

By Daniel Workman Every 40 seconds, a dog bite victim in the United States seeks medical attention, according to plastic surgeon Dr. Michael Bermant. Children represent 60 percent of those injured, and 77 percent of dog...

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Can my insurance company require me to use certain types of auto repair parts?

Your insurance company can't require you to use only certain kinds of auto repair parts. However, if the insurance company's rates are based on a certain type of part and you want something different, it can ask you to...

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