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Southern Insurance Associates Blog

All You Ever Wanted to Know About Insurance

If I file a claim, will my premium go up?

You may be reluctant to file a claim because you fear that your premium will go up or your insurance will be canceled. Practices vary from company to company. In general, an insurer will increase your premium by...

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Will My Insurance Pay for a Loss In My Car's Value if it Is Damaged In a Collision?

Diminished Value Explained What Is Diminished Value? - After a vehicle has been involved in a major accident and has been repaired, depending on its age and condition, the resale value may be less than if it had not...

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Fantazia Circus in La Fayette, Sunday Oct 5 @ 3pm

This Sunday, October 5th at 3:00pm the Fantazia Circus will be at Lafayette Municipal Park Recreation Center. Adult admission $15 per person, for more information seewww.discoverfantazia.com

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2014-Scare on the Square

Scare on the Square is sponsored by the Bank of Lafayette, and the City of Lafayette Main Street/ Downtown Development Authority board. Local business owners come out on Halloween and give out candy to all the children...

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Do I Need Rental Car Insurance?

Properly insuring a rental car can be confusing, frustrating and downright daunting. Unfortunately, many consumers do not even think about car rental insurance until they get to the counter, which can result in costly...

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What Is Gap Insurance?

When you buy or lease a new car or truck, the vehicle starts to depreciate in value the moment it leaves the car lot. In fact, most cars lose 20 percent of their value within one year. Standard auto insurance policies...

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October is Breast Cancer Awareness Month

October is Breast Cancer Awareness Month, which is an annual campaign to increase awareness of the disease. While most people are aware of breast cancer, many forget to take the steps to have a plan to detect the...

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Insuring a Leased Car

If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You will need to buy these...

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Directors & Officers Coverage

Directors and Officers Liability Insurance protects directors and officers of corporations or not-for-profit organizations if there is a lawsuit claiming they managed the business or organization without proper regard...

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Home-Based Businesses

Slightly more than half of U.S. businesses - 51.6 percent - were home-based, according to the 2007 Survey of Business Owners (SBO), conducted by the U.S. Census. Only 6.9 percent of these home-based respondent...

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