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Southern Insurance Associates Blog

All You Ever Wanted to Know About Insurance

Who Needs Commercial Vehicle Insurance?

Freight companies and other businesses that use commercial trucks Independent contractors who drive during the course of doing business Any business that makes deliveries or transports goods Limo services, taxi services,...

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What Does Boat Insurance Cover?

Your boat insurance policy may include the following: Collision damage: Includes repair or replacement of your boat, but may or may not include clean-up of wreckage unless you purchase optional additional coverage. ...

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What Is Dune Buggy Insurance and How Do You Find It?

If you are an outdoor enthusiast who likes to blast your way across rough terrain, you may be in the market for an all-terrain vehicle. If you like sand or beaches as your off-road surface of choice, then you're...

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Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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7 Ways to Save on RV Insurance

How to Find RV Insurance Discounts and Deals Whether you are a full-time RVer or you only use your motorhome for short trips, you are probably wondering how you can get affordable coverage that protects your investment....

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Irrecoverable Property Loss? The IRS Could Be Your Friend

Having been through a total loss personally, owner of Southern Insurance Associates, LLC of LaFayette, GA, AJaye Brown knows a thing or two about the claims process. Even though we are big fans of insurance and its...

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What is a Flood?

Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a...

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Notable Omissions/Limitations in Your Home Insurance Policy

Do you know what types of losses your home insurance policy will cover? Perhaps more important, do you know what types of commonly occurring losses it will not cover? Knowing the limitations in your policy is the first...

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Bluff Trail Re-Opened on Lookout Mountain Battlefield

Chickamauga and Chattanooga National Military Park is advising a portion of the Bluff Trail that was closed on February 10, 2014 is now open for public use. The park in partnership with Wild Trails developed a project...

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Battlefield Farmers Market back in LaFayette

Monday's Market are back in La Fayette for 9 weeks only. The Monday Market's will run from June 30th until August 25th. Hours are 3:00 PM until 6:00 PM. We've moved over to the La Fayette Housing Authority's back...

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