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Southern Insurance Associates Blog

All You Ever Wanted to Know About Insurance

How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Fill the Gaps with an Umbrella

An umbrella offers a cushion of protection above and beyond auto limits by covering lost wages, pain and suffering, emotional distress, essential medical care, co-pays and deductibles - and it costs just a tiny fraction...

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Minimum Coverage, Maximum Risk

Ian carried state minimum for personal auto liability insurance thinking that it was plenty. But when he accidentally struck Jackie, an aircraft mechanic, on her bike, they both would find out how costly this choice...

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Parents Liable for Halloween Prank

Parents Liable for Halloween Prank Zack found leftover Fourth of July fireworks in the garage just in time for Halloween. He couldn't wait to tell his friend, Fletcher. While their parents were soundly asleep, the pair...

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Swimming Pool Deaths highlight overlooked insurance need

We all know the dangers that lurk around swimming pools and encourage our insureds to do their very best to protect themselves and their loved ones. Sadly, even with the recommended safety precautions, like proper...

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Halloween is Unpredictable

On average, twice as many children are killed while walking on Halloween. Today is the day to share the dangers of the road - and its drivers - excess UM/UIM, a smart option that can be added quickly and easily. REAL...

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Think you don't need Excess Uninsured Motorists?? Think again.

Early in 2015, Caitlyn Jenner was involved in a fatal multi-vehicle that resulted in two lawsuits against her: one for wrongful death by the family of the woman who died in the crash, and a second lawsuit for property...

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Have a Safe & Happy Halloween!

HALLOWEEN SAFETY: It’s a night of fun for kids and adults in LaFayette. But a number of factors including people walking in the dark, the threat of bad weather and strangers coming to our door mean that Halloween can...

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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