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Southern Insurance Associates Blog

All You Ever Wanted to Know About Insurance

Halloween is Unpredictable

On average, twice as many children are killed while walking on Halloween. Today is the day to share the dangers of the road - and its drivers - excess UM/UIM, a smart option that can be added quickly and easily. REAL...

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Think you don't need Excess Uninsured Motorists?? Think again.

Early in 2015, Caitlyn Jenner was involved in a fatal multi-vehicle that resulted in two lawsuits against her: one for wrongful death by the family of the woman who died in the crash, and a second lawsuit for property...

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Have a Safe & Happy Halloween!

HALLOWEEN SAFETY: It’s a night of fun for kids and adults in LaFayette. But a number of factors including people walking in the dark, the threat of bad weather and strangers coming to our door mean that Halloween can...

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Help Your Dog Love Apartment Living

Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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