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Southern Insurance Associates Blog

All You Ever Wanted to Know About Insurance

Vacation Tips: 5 Things To Do Before Leaving Town

Before leaving for your home, there are some tips for protecting your home and belongings from theft or burglary while you are away. Burglars sometimes take advantage of empty homes to steal valuable property. In...

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What Does Landlord Insurance Cover?

Landlord insurance provides several important types of coverage. Depending on the insurance company you work with and the options you choose, your policy may consist of some or all of these types of insurance: Property...

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What Is Professional Liability Insurance?

If you are looking for a professional liability insurance definition, you will find that it is slightly different depending upon your profession. For example, a private practice physician's professional liability...

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8 Home Security Tips You Never Thought Of

Your home is your sanctuary. It is a place where fond memories are made and relaxing evenings are spent after a busy day. Your home is a safe haven where you and your family most feel at ease. If your home is under-...

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Someone Fell off My Horse. Can They Sue Me?

Whether you own one horse or ten, chances are you've been asked by a friend or visitor to let them ride. While this seems like a friendly gesture, you may be opening yourself up to a potential lawsuit. Horses are...

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The Pentagon Has a Zombie Apocalypse Plan. Here’s One for You.

Did you ever stop and think what might happen if the Zombie Apocalypse actually occurred? How would you protect your family? What would be left, if anything, when it was all over? The Pentagon has a plan in place,...

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Car Depreciation: How Much Have You Lost?

When people buy homes, they purchase them with the expectation that the value will rise over time, building equity. This is not the case with cars. These expensive purchases lose value over time, and the rate of loss...

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One Popular Childhood Prank Burns a Home to the Ground

If you've got teens in your life, it could happen to you. You wake up early in the morning and shuffle out to the porch, only to find your yard, trees, hedges, and rooftop covered in snowy white toilet paper. Add a...

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Is That Covered by Home Insurance? 5 Surprising Facts

Home insurance policies are designed to protect your personal property and provide reimbursement in the event of damage or loss. Yet, when a claim is filed, many people are surprised to find certain items are...

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What Does Homeowners Insurance Cover?

Broadly speaking, insurance covers you for potential loss resulting from risks such as burglary or theft, severe storms, fire and also your personal liability. The specific risks you may face as a home owner could...

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Five Tips for Lowering Landlord Insurance Rates

Compare quotes with an independent agent in the Trusted Choice network, like AJaye Brown with Southern Insurance Associates, who can review policies and options available from multiple insurance companies. Ask...

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Landlord Insurance Protects You from Loss

Cover Your Investment When Renting Your House, Condo or Apartment Property investors who lease homes, condos and apartments to tenants often purchase landlord insurance to protect those investments. If you are a new...

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Malpractice Coverage 101 for Therapists

Caring for people means you face the risk of liability claims, whether you provide counseling or psychotherapy. Insurance for therapists, such as psychologist malpractice insurance, can protect your practice from...

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Who Needs Professional Liability Insurance?

This form of business insurance appears under a variety of names because of the many different types of professions that need this type of coverage. Anyone from a home remodeler to a heart surgeon should consider...

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What is Umbrella Insurance?

Umbrella Insurance Policies Provide Extra Protection A rain umbrella protects you from getting wet, but doesn't stop the raindrops from falling. Umbrella liability insurance is similar in that it cannot prevent...

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Top Risks Businesses Face

Property damage from fire, storms and accidents Liability in many forms, including product liability, accident/injury liability, libel, malpractice and professional liability or "errors and omissions" risks Fraud,...

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Do You Need Commercial Vehicle Insurance?

In some cases, it is obvious that you need a commercial vehicle policy. For example, if you have a delivery service, limousine service, or a restaurant that delivers food, you know for certain that your business takes...

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Who Needs Commercial Vehicle Insurance?

Freight companies and other businesses that use commercial trucks Independent contractors who drive during the course of doing business Any business that makes deliveries or transports goods Limo services, taxi...

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7 Ways to Save on RV Insurance

How to Find RV Insurance Discounts and Deals Whether you are a full-time RVer or you only use your motorhome for short trips, you are probably wondering how you can get affordable coverage that protects your...

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What is a Flood?

Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a...

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Battlefield Farmers Market back in LaFayette

Monday's Market are back in La Fayette for 9 weeks only. The Monday Market's will run from June 30th until August 25th. Hours are 3:00 PM until 6:00 PM. We've moved over to the La Fayette Housing Authority's back...

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