Home Warranty Insurance
A home warranty is a service contract that covers the repair or replacement of important home system components and appliances that break down due to normal wear and tear over time. To quote, you only need five rating variables: state, home size, home type, service fee and additional add-ons.
Four different Home Warranty plans are available from AHS
- Systems Components
- Combo (combines appliances and systems plans)
- Build Your Own (select specific appliances and/or systems)
A customer may add on optional coverages for an additional fee.
You don’t pay for the actual repair or replacement cost for items covered by the Home Warranty. The contract will cover repair or replacements of covered items, regardless of age, make or model.Covered Appliances
Covered Systems Components
- Clothes washers
- Clothes dryers
- Built-in microwaves ovens
- Trash compactors
- Free-standing ice makers
- Garage door openers
- Built-in food centers
- Air conditioning with ductwork
- Heating with ductwork
- Smoke detectors
- Ceiling fans
- Plumbing including stoppages
- Water heaters
- Garbage disposals
- Instant hot/cold water dispensers
- Central vacuums
- Pool only
- Inground spa only
- Pool/inground spa
- Additional spa
- Well pump
- Septic pump & septic sewage ejector pump (only available in first year of contract)
See a sample home warranty contract from AHS for details about the coverage, including exclusions, restrictions and limitations.
Safeco Equipment Breakdown Versus Home Warranty, Provided by AHS
Safeco also offers an equipment breakdown endorsement for home policies. The table below outlines the differences between equipment breakdown coverage and a home warranty.
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