All shook up for Earthquake Coverage

Southern Insurance Associates


by AJaye Brown on Sep 04, 2015

Earthquakes are unpredictable, but given the geologic settings in the Southeast, the United States Geological Survey estimates strong magnitude earthquakes are a possibility. Many homeowner policies do not cover earthquake damage, but even small earthquakes can cause cracks in the foundation, structural damage, or knock fixtures from the walls.

Recent Statistics:

Alabama      4/29/2003     4.9 magnitude        Dekalb County, AL
                   3/12/2015      3.1 magnitude      Eutaw, AL 

Georgia       12/07/2015     3.2 magnitude       Sandersville,GA
                   3/5/2015         2.3 magnitude      Hiawassee, GA

South         12/16/2008      3.6 magnitude       Summerville, SC
Carolina     2/15/2014        4.1 magnitude        Aiken, SC

Earthquake Facts:

  • Southeastern U.S. averages 60 earthquakes per year
  • Earthquake 5.0 or higher can cause structural damage
  • Shock waves of a large magnitude earthquake in the Southeast would affect a larger area and cause greater damage than a similar quake on the West Coast. 
  • 4 major earthquake seismic zones across the southeast 



If your homeowners doesn’t offer Earthquake coverage, standalone coverage options are available. Contact Southern Insurance Associates for more information or 706-996-8788.

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