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Vacation Tips: 5 Things To Do Before Leaving Town

Nov 9 2014 Before leaving for your home, there are some tips for protecting your home and belongings from theft or burglary while you are away. Burglars sometimes take advantage of empty homes to steal valuable property. In... more

What Does Landlord Insurance Cover?

Aug 10 2014 Landlord insurance provides several important types of coverage. Depending on the insurance company you work with and the options you choose, your policy may consist of some or all of these types of insurance: Property... more

What Is Professional Liability Insurance?

Aug 3 2014 If you are looking for a professional liability insurance definition, you will find that it is slightly different depending upon your profession. For example, a private practice physician's professional liability... more

Understanding Umbrella Insurance Claims

Aug 1 2014 Accidents can happen, even to careful people. When you are at fault for an accident, injury or property damage, your liability coverage can protect you. But what if your liability coverage is not enough to cover the... more

8 Home Security Tips You Never Thought Of

Jul 31 2014 Your home is your sanctuary. It is a place where fond memories are made and relaxing evenings are spent after a busy day. Your home is a safe haven where you and your family most feel at ease. If your home is under-... more

Someone Fell off My Horse. Can They Sue Me?

Jul 30 2014 Whether you own one horse or ten, chances are you've been asked by a friend or visitor to let them ride. While this seems like a friendly gesture, you may be opening yourself up to a potential lawsuit. Horses are... more

The Pentagon Has a Zombie Apocalypse Plan. Here’s One for You.

Jul 29 2014 Did you ever stop and think what might happen if the Zombie Apocalypse actually occurred? How would you protect your family? What would be left, if anything, when it was all over? The Pentagon has a plan in place,... more

Car Depreciation: How Much Have You Lost?

Jul 28 2014 When people buy homes, they purchase them with the expectation that the value will rise over time, building equity. This is not the case with cars. These expensive purchases lose value over time, and the rate of loss... more

One Popular Childhood Prank Burns a Home to the Ground

Jul 27 2014 If you've got teens in your life, it could happen to you. You wake up early in the morning and shuffle out to the porch, only to find your yard, trees, hedges, and rooftop covered in snowy white toilet paper. Add a... more

Is That Covered by Home Insurance? 5 Surprising Facts

Jul 25 2014 Home insurance policies are designed to protect your personal property and provide reimbursement in the event of damage or loss. Yet, when a claim is filed, many people are surprised to find certain items are... more

What Does Homeowners Insurance Cover?

Jul 24 2014 Broadly speaking, insurance covers you for potential loss resulting from risks such as burglary or theft, severe storms, fire and also your personal liability. The specific risks you may face as a home owner could... more

Five Tips for Lowering Landlord Insurance Rates

Jul 23 2014 Compare quotes with an independent agent in the Trusted Choice network, like AJaye Brown with Southern Insurance Associates, who can review policies and options available from multiple insurance companies. Ask... more

Landlord Insurance Protects You from Loss

Jul 21 2014 Cover Your Investment When Renting Your House, Condo or Apartment Property investors who lease homes, condos and apartments to tenants often purchase landlord insurance to protect those investments. If you are a new... more

Malpractice Coverage 101 for Therapists

Jul 20 2014 Caring for people means you face the risk of liability claims, whether you provide counseling or psychotherapy. Insurance for therapists, such as psychologist malpractice insurance, can protect your practice from... more

Who Needs Professional Liability Insurance?

Jul 19 2014 This form of business insurance appears under a variety of names because of the many different types of professions that need this type of coverage. Anyone from a home remodeler to a heart surgeon should consider... more

What is Umbrella Insurance?

Jul 17 2014 Umbrella Insurance Policies Provide Extra Protection A rain umbrella protects you from getting wet, but doesn't stop the raindrops from falling. Umbrella liability insurance is similar in that it cannot prevent... more

Top Risks Businesses Face

Jul 16 2014 Property damage from fire, storms and accidents Liability in many forms, including product liability, accident/injury liability, libel, malpractice and professional liability or "errors and omissions" risks Fraud,... more

Do You Need Commercial Vehicle Insurance?

Jul 15 2014 In some cases, it is obvious that you need a commercial vehicle policy. For example, if you have a delivery service, limousine service, or a restaurant that delivers food, you know for certain that your business takes... more

Who Needs Commercial Vehicle Insurance?

Jul 14 2014 Freight companies and other businesses that use commercial trucks Independent contractors who drive during the course of doing business Any business that makes deliveries or transports goods Limo services, taxi... more

What is a Flood?

Jul 9 2014 Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a... more



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