When you do business with Southern Insurance Associates, LLC, you can be assured that your personal information will be kept private and confidential.
At Southern Insurance Associates, LLC we are committed to maintaining your privacy and safeguarding your personal information. Such information is considered confidential and should only be used as appropriate to provide you the best possible service, products, and opportunities.
Southern Insurance Associates, LLC obtains most of our information directly from you. The application you complete, as well as any additional information you provide, generally gives us most of the information we need to know. We may also collect personal information about your from any of your other transactions with us, our affiliates, or others. Sometimes we may contact you by phone, mail, or electronic means to obtain additional information.
Depending on the nature of your insurance transaction, we may need additional information about you or other individuals proposed for coverage. For auto insurance, we may need information from your motor vehicle records. For property coverages, we many send someone to inspect your property and verify information about its value and condition. A photo of any property to be insured might be taken. We may also review insurance claims information and other loss information reports.
We may obtain additional information we need from third parties, such as insurance companies, government agencies, information clearinghouses, courts, and other public records. We may obtain consumer credit information from a consumer reporting agency as well.
Information we receive from you on applications or other forms, such as your name, address, social security number, assets, income, and beneficiaries.
Information about your transactions with us, our affiliates, or others, such as your policy coverage, premiums, and payment history.
Information we receive from a consumer reporting agency, such as your creditworthiness and credit history. We may disclose the personal information described above as required to conduct our business and as permitted by law. Our standards for disclosure apply to your personal information whether you are a current or former customer.
As stated previously, we do not share information with non-affiliated third parties that would use it to market products or services to you.
In the course of our general business practices, we may disclose the information that we collect about you or others without our permission to the following types of institutions: To a third party if the disclosure will enable that party to perform a business, professional or insurance function for us.
To an insurance institution, agent, or credit reporting agency in order to detect or prevent criminal activity, fraud, or misrepresentation in connection with an insurance transaction.
To an insurance institution, agent or credit reporting agency for either this agency or the entity to which we disclose the information to perform a function in connection with an insurance transaction involving you.
To an insurance regulatory authority, law enforcement, or other government authority.
To a group policyholder for the purpose of reporting claims experience or conducting an audit of our operations and services.
Your continued use of Southern Insurance Associates, LLC's website following the posting of changes to these terms will mean you accept those changes.
This information within our website is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state.
Please contact our office to discuss specific coverage details and your insurance needs. In order to protect your privacy, please do not send us your confidential personal information by email. Instead, discuss that personal information with us by phone or send by fax.
Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors.
Information provided on this website does not constitute professional advice. If you have legal, tax or financial planning questions, you need to contact a qualified professional.